Planned Giving

Help Us Bring Hope to Future Generations

Many faithful supporters who hammer and paint and give financial gifts wish they could give even more, but feel there is just no leeway in the family budget.  With a little creativity, planned gifts can allow generous partners like you to make meaningful gifts you may have never thought possible.  When you give to Habitat for Humanity of Osceola County through your estate or long-term financial plans, you are forging your life legacy with our housing ministry and ensuring that later generations can secure decent, safe and affordable housing. These gifts also often qualify for significant tax deductions.  Please consult with your tax accountant for proper guidance.

Wills and Family Trusts – A gift to Habitat is a wonderful way to create a memorial that lives on and helps change lives for local families for years to come.  Simply ask your attorney to include a bequest to Habitat for Humanity of Osceola County in your will.

Gifts of IRA Funds – Certain tax provisions allow individuals to make distributions from their IRA accounts directly to a charity without recognizing the distribution as income.

Gifts of Life Insurance – Endowments through gifts of life insurance are among the most innovative planned giving vehicles and suit the needs of many different donors. With life insurance, Habitat is designated as a beneficiary of a life insurance policy, which can be used to create a philanthropic fund upon a donor’s passing, allowing their surviving family to continue their charitable interests.  An existing policy can be transferred and Habitat for Humanity of Osceola County can be named as the owner. At the time of transfer, a current deduction equal to the net cash value of the policy can be taken. All future premium payments, when paid, would be a current tax deduction.

Gift Annuities – You’d like to help, but need the income, or you may have a highly-appreciated stock that pays a low dividend, but you don’t want to trigger the capital gains tax.  Whether funded with cash or stock, a gift annuity will provide a handsome cash flow that may be partially tax-free!  You’ll also get a partial tax deduction now.

Gifts of Stock – Do you have shares on long-term appreciated stock you may consider donating?  You can simply transfer these shares directly to Habitat for Humanity of Osceola County.  You’ll get a full tax deduction for the entire market value, avoid capital gains, and do your part in helping to create stronger communities.

There may be other strategies available that can help you preserve more of your estate for your family while still furthering the vision of eliminating poverty housing here in Osceola County and around the globe.

If any of these Planned Giving options are of interest to you, please contact us today!

Jennifer Farrell
Logistics Manager